Thank you for your service. The TJK Team proudly helps Tucson-area Veterans, Active-Duty members, and military families use their hard-earned VA home loan benefits to buy or refinance in Southern Arizona — with zero down payment, no PMI, and the personalized guidance you deserve.

3 Things Every Veteran Should Know About the VA Loan

Zero Down Payment & No Private Mortgage Insurance

• 100% financing available — no down payment required

• No monthly PMI (unlike FHA or conventional loans)

• VA funding fee can be rolled into the loan or waived for disabled Veterans

• Reuse your benefit unlimited times — even if you’ve used it before

2025 VA Loan Limits & Today’s Rates

• No loan limit in Arizona if you have full entitlement

• Rates consistently 0.25–0.50% lower than conventional

• Streamlined IRRRL (rate/term refinance) with no appraisal in most cases

• Cash-out refinances up to 100% of home value

Best Tucson Neighborhoods for Military Families

• Vail (30 min to Davis-Monthan) — top-rated schools & new construction
• Marana / Dove Mountain — gated, resort-style, quick to I-10
• Rita Ranch — affordable, family-friendly, 20 min to D-M
• Oro Valley — highly ranked schools, mountain views
• Sierra Vista (75 min) — close to Fort Huachuca

The TJK Team has helped hundreds of Veterans and military families call Tucson home.

Call or Text us directly at 520.222.9611

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